Choosing Billing Payment Methods in Banda Aceh Municipality
Abstract
This study analyzes the preferences of the people of Banda Aceh City towards choosing bill payment instruments. The total sample used was 156 households using binary logistic regression to estimate the model in this study. The study results show that age, income, and number of family members significantly affect preferences for selecting bill payment instruments. While gender, employment status, and education are not significant. Recommendations to the people of Banda Aceh who pay bills using a digital wallet for various information or knowledge about paying bills through a digital wallet. The government should introduce digital bill payments or implement a policy-making mandatory digital bill payment. Recommendations to future researchers to add or replace with other variables and adjust to the possibility that will occur in the future.
References
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Sulistyowati, R., Paais, L., & Rina, R. (2020). Persepsi Konsumen terhadap Penggunaan Dompet Digital. ISOQUANT : Jurnal Ekonomi, Manajemen Dan Akuntansi, 4(1), 17. https://doi.org/10.24269/iso.v4i1.323
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Bank Indonesia. (2022). Statistik Ekonomi dan Keuangan Indonesia. https://www.bi.go.id.1 01 April 2022
Candra, D. H. W., Mulyono, J., Mulyana, I. J., & Sudaryanto, Y. (2021). Analisis Faktor Penggunaan Dompet Digital Studi Kasus di Kota Surabaya. Seminar Nasional Teknik Dan Manajemen Industri, 1(1), 200–206. https://doi.org/10.28932/sentekmi2021.v1i1.77
Daragmeh, A., Lentner, C., & Sági, J. (2021). FinTech payments in the Era of COVID-19: Factors Influencing Behavioral Intentions of “Generation X” in Hungary to Use Mobile Payment. Journal of Behavioral and Experimental Finance, 32(2001). https://doi.org/10.1016/j.jbef.2021.100574
Daulay, D. I., Alfiyanna, G., Anggraeni, I., Sitohang, R. A., & Simatupang, T. (2020). Faktor Penentu Penggunaan Dompet Digital pada Konsumen di Daerah Jabodetabek. Indonesian Business Review, 3(1), 76–102. https://doi.org/10.21632/ibr.3.1.76-102
Franque, F. B., Oliveira, T., & Tam, C. (2021). Understanding The Factors of Mobile Payment Continuance Intention: Empirical Test in an African Context. Heliyon, 7(8). https://doi.org/10.1016/j.heliyon.2021.e07807
Hanum, N. (2017). Analisis Pengaruh Pendapatan terhadap Perilaku Konsumsi Mahasiswa Universitas Samudra di Kota Langsa. Jurnal Samudra Ekonomika, 1(2), 107–116.
Hasbi, I., Fakhri, M., Saragih, R., Kurnia, B., & Aini, A. G. (2020). Determinant Factors of Consumer Preferences on Electronic Wallet Users in Bandung. Proceedings of the International Conference on Industrial Engineering and Operations Management, 59, 914–919.
Indrayani, H. (2012). Penerapan Teknologi Informasi dalam Peningkatan Efektivitas, Efisiensi dan Produktivitas Perusahaan. Jurnal El-Riyasah, 3(1), 48-56.
Katon, F., & Yuniati, U. (2020). Fenomena Cashless Society dalam Pandemi Covid-19 (Kajian Interaksi Simbolik Pada Generasi Milenial). Jurnal Signal, 8(2), 134. https://doi.org/10.33603/signal.v8i2.3490
Mankiw, N. Gregory. 2014. Pengantar Ekonomi Mikro. Jakarta: Salemba Empat
Sanjaya, P. K. A. (2019). Ekonomika Uang : Based on Empirical Research. 120Saputri, O. B. (2020). Preferensi Konsumen Dalam Menggunakan Quick Response Code Indonesia Standard (QRIS) sebagai Alat Pembayaran Digital. Journals of Economics and Business Mulawarman, 17(2), 1–11.
Sulistyowati, R., Paais, L., & Rina, R. (2020). Persepsi Konsumen terhadap Penggunaan Dompet Digital. ISOQUANT : Jurnal Ekonomi, Manajemen Dan Akuntansi, 4(1), 17. https://doi.org/10.24269/iso.v4i1.323
Tarantang, J., Awwaliyah, A., Astuti, M., & Munawaroh, M. (2019). Perkembangan Sistem Pembayaran Digital Pada Era Revolusi Industri 4.0 Di Indonesia. Jurnal Al-Qardh, 4(1), 60–75. https://doi.org/10.23971/jaq.v4i1.1442
Wisnu Laksono, S., Zaini, O. K., & Irawan, A. W. (2020). Analisis Faktor-Faktor Keputusan Mahasiswa/I Pengguna Dompet Digital (Studi Kasus Pada Mahasiswa/I Fakultas Ekonomi Universitas Pakuan)
Zulfahmi, Z., Aisyah, A., & Pratiwi, W. (2020). Sikap dan Perilaku Masyarakat Terhadap Penggunaan Dompet Digital (E-Wallet) Di Kota Pontianak. Jurnal Equilibrium Manajemen, 6(1), 56
Published
2023-06-30
How to Cite
FAKHRI, Salsa Billa Putri et al.
Choosing Billing Payment Methods in Banda Aceh Municipality.
International Journal of Advanced Research in Economics and Finance, [S.l.], v. 5, n. 2, p. 62-69, june 2023.
ISSN 2682-812X.
Available at: <https://myjms.mohe.gov.my/index.php/ijaref/article/view/22448>. Date accessed: 13 oct. 2024.
Section
English Section
