The Impact of Pandemic COVID-19 On Digital Payment: Case Study on Electronic Money in Indonesia

  • Triaji Pambudi
  • Raden Aswin Rahadi


This paper aims to determine the demand for e-money due to pandemic Covid-19 in Indonesia. The approach used is by analysing 12 papers related to the demand for e-money or electronic payment system due to pandemic, making synthesis from the collected papers and find the results for each related paper. This study aims to find the conceptual model for the demand for e-money due to Covid-19 in Indonesia. This study found that e-money can be affected by the money supply, electronic data capture, other non-cash payment (debit card and credit card), and the customer income. Due to the spread of covid-19, many people think that avoiding physical contact with cash and any payment methods could reduce the spread of Covid-19. In the future, the quantitative research process can be conducted in Indonesia to testify and improve this paper's conceptual model.


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How to Cite
PAMBUDI, Triaji; RAHADI, Raden Aswin. The Impact of Pandemic COVID-19 On Digital Payment: Case Study on Electronic Money in Indonesia. International Journal of Advanced Research in Economics and Finance, [S.l.], v. 3, n. 1, p. 70-79, mar. 2021. ISSN 2682-812X. Available at: <>. Date accessed: 21 oct. 2021.