YONG, Chen Chen; 						ZAINAL ALAM, Muhammad Aizat.
 A Behavioural Economics Approach to Assessing Formation of Financial Literacy: A Conceptual Framework.
<strong>Academic Journal of Business and Social Sciences</strong>, [S.l.], v. 5, n. 1, p. 1-17, sep. 2021.
ISSN 2590-440X.
Available at: &lt;<a href="https://myjms.mohe.gov.my/index.php/AJoBSS/article/view/15353" target="_new">https://myjms.mohe.gov.my/index.php/AJoBSS/article/view/15353</a>&gt;. Date accessed: 28 may 2022.