Position Of Conditional Hibah In Takaful Products: A Literature Review
In this globalization era, conditional hibah are applied widely in industry takaful when its seem are able to resolve a few problems on estate management rather than wasiat and faraid. The diversity of scholar’s view concerning on conditional hibah cause confusion to publics and on status of benefits which derived from the tabarruᶜ fund also have been ambiguous either be as hibah or vice versa. This article aims to examine the views of scholars on principle of conditional hibah and takaful benefits position. The study is based on qualitative approach which involved library research. The finding indicates conditional hibah are applicable in takaful benefits payment even though it is contradicted by some jurists and lack of understanding due to takaful benefits status.
Keyword: Takaful, conditional hibah, takaful benefits, tabarruᶜ.